CAREERS

Senior International Commercial Lender

📁
Lending
📅
76007 Requisition #
Senior International Commercial Lender 

Summary 
This credit trained relationship professional provides credit product expertise in support of Northern Trust’s Global Custody and Global Fund Services clients. Primary activities consist of managing all aspects of commercial loan products primarily targeted toward collective investment schemes and their sponsors. This includes credit focused relationship management and sales support, credit facility structuring, underwriting, legal negotiation, monitoring and reporting. 

Major Duties 
Relationship Management / Sales Support 
• Serves as the primary client contact point for credit products and internal sponsor for client credit related matters, taking the lead in recommending and organizing appropriate credit actions. 

• Communicates credit strategy, credit risk appetites and appropriate credit facility structures to both internal and external clients. 

• Participates and when necessary leads client solicitation and presentation meetings. 

• Performs credit research and assists with calls on clients and prospects in coordination with custody relationship staff and sales personnel. 

• Reviews and negotiate credit legal documentation. 

Credit Portfolio / Risk Management 
• Assumes primary responsibility for credit risk management aspects of assigned relationships: researches and analyzes pertinent financial and legal details as part of evaluating a client's suitability and or borrower's creditworthiness. 

• Demonstrates a high degree of understanding in respect of the credit and operating risks associated with the client relationship: structures credit arrangements to mitigate significant/manageable risks while satisfying client needs. 

• Prepares written credit approval requests and presents them to credit approval committees. Reviews, analyses, and monitoring should reflect a risk-based approach to credit. 

• Ensure credit requests are handled such that facilities are reviewed at least annually and credit requests are completed in a timely manner. 

• Manage individual client exposure levels based on exposure guidelines and client risk profiles in consultation with custody relationship managers to appropriately maximize the risk return relationship. 

• Where applicable, understand and track the composition of each syndicated credit bank group and the services provided by each bank. 

• Monitor clients for changes in risk and update management on key issues that impact credit quality.
Knowledge / Skills
• Knowledge of finance, accounting, commercial loan structures and associated legal documentation 
• Analytical and communications skills 
• Highly detail oriented 
• Knowledge of the banking industry – custody knowledge highly beneficial 
• International awareness and interest 
• Comfortable with legal and regulatory issues 
• PC literate – Excel/Word 

Experience Required 
• Minimum 10 years of commercial lending experience. Experience lending to collective investment schemes is desired 
• Formal credit training 
• Strong demonstrated analytical and communication skills 
• Custody knowledge and familiarity with foreign exchange 


About Northern Trust: 
Northern Trust provides innovative financial services and guidance to corporations, institutions and affluent families and individuals globally. With 130 years of financial experience and nearly 20,000 partners, we serve the world’s most sophisticated clients using leading technology and exceptional service. 

Working with Us: 
As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company that is committed to strengthening the communities we serve! We recognize the value of inclusion and diversity in culture, in thought, and in experience, which is why Forbes ranked us the top employer for Diversity in 2018. We’d love to learn more about how your interests and experience could be a fit with one of the world’s most admired and ethical companies. Build your career with us and apply today.

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Reasonable Accommodation
Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If, because of a medical condition or disability, you need a reasonable accommodation for any part of the employment process, please email our HR Service Center or call 1-800-807-0302 (North America), +630-276-5353 (Asia Pacific), 1800-425-0333 (India), +44(0)207 982 4357 (Europe, Middle East and Africa) and let us know the nature of your request and your contact information.

Equal Employment Opportunity Statements
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    • APAC/INDIA EEO STATEMENT

      It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources’ decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

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    • EMEA EEO STATEMENT

      It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources’ decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

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    • USA EEO STATEMENT

      It is the policy of The Northern Trust Company to afford equal opportunity in all phases of employment without regard to an individual's age, race, color, religion, creed, gender, national origin, citizenship status, marital status, pregnancy, sexual orientation, gender identity, gender expression, genetic tests and information, physical or mental disability, protected veteran status or any other legally protected status. EEO poster (U.S.)EEO is Law Poster Supplement